Included in the cost of Tuition    

• Technology Fee
• Upper School Fine Arts Participation, including all theatrical productions and musical ensembles, that fulfill the participation / graduation requirement (does not include the cost of private lessons).
• CCA Athletic Team Participation at the 7th – 12th grade levels.
• All Textbooks and Required Novels
• All Day Field Trips (Pre-K through 12th Grade)
• All In-School Class Parties

Not-Included in the cost of Tuition

• Aftercare from 3:00–5:30pm. Click here for more info.
• Overnight Class Trips or USLR In-Situ Trips
• Optional Private Music Lessons
• Optional Private Tutoring
• Hot Lunch 
• Fees for optional participation in Grammar School After School Activities (including GS Play) or Upper School Clubs
• School Uniforms (for Kindergarten through Grade 8)

Tuition Deposit

A non-refundable deposit equal to 10% of the total annual tuition (net amount) is due at the time of enrollment to secure a student’s place for the upcoming school year. This deposit is applied to the tuition balance and is non-refundable in all cases, including withdrawal, dismissal, or non-attendance.

Tuition Payment Schedule

We use Veracross Tuition Management for the collection of tuition payments. Veracross provides families with the following options: one time full payment, two payments or ten monthly payments. (The payment in full option is due by May 1st.) With Veracross, families will enroll in either an ACH payment plan from a checking or savings account, or provide a credit card from which they will make payments. Payments are then electronically withdrawn from the family’s account on the 1st or the 15th of the month from May 1st through February 15th (for the 10 month plan) or on May 1st, and September 1st on the two-payment plan. Tuition and general financial questions can be directed to CCA’s Business Office at 978-535-7100 or send an email to business@ccamail.org.

Dewar Tuition Insurance

Tuition insurance is required for all families unless tuition is paid in full by May 1. Families who pay in full by May 1 may opt in or out of tuition insurance.  This insurance protects families and the school from financial loss in the event of an unexpected withdrawal, relocation, or extended illness, and relieves families of responsibility for any remaining tuition balance under those circumstances. 

Tuition insurance details can be found here.

Limited amounts of need-based financial aid are available to qualified families with students in grades K-12. Covenant Christian Academy employs FACTS Grant and Aid Assessment, a third party, to perform a financial need analysis for all financial aid requests, and they, in turn, make a recommendation to CCA. The Financial Aid Committee at CCA then uses this information to make the final decision on financial aid awards.

Financial Aid Application Process

Application for financial aid opens on December 1, 2025 for the 2026-27 academic year. Apply online at the FACTS website . The application website has all the forms and requirements that must be completed in order to be considered for financial aid. Incomplete applications will not be considered for aid. 

Deadlines

The deadline for receipt of completed financial aid materials for families of current students is January 6, 2026 for the 2026-27 academic year. The deadline for families of applicants for the 2026-27 academic year is February 6, 2026. Materials received after this date are processed on a rolling basis, subject to the availability of funds. Families reapplying for financial aid who submit their application late will incur a reduction in aid from previous years.

Should you have any questions, or if you have extenuating circumstances that are not reflected in the information you provide through FACTS, please submit a letter of explanation by email to financial-aid@ccamail.org.

How FACTS Grant & Aid Assessment Works 

FACTS Grant & Aid Assessment uses key personal and financial information to evaluate your need for financial aid. By completing an application, you will provide the necessary information to help your school administrators make an informed decision about awarding tuition aid. FACTS Grant & Aid Assessment will make a recommendation to the educational institution on how much financial assistance is needed by each family that has applied. The final decision on how much financial aid to be given to each family rests with the educational institution.

Additional Aid Options for New Hampshire Families

In addition to FACTS Grant & Aid, families living in New Hampshire can apply for scholarships through the New Hampshire Children’s Scholarship Fund. Qualifying New Hampshire families can also apply for Education Freedom Accounts.